Skip to content

Bankruptcy Attorney

Christopher Layton

Chris Layton, J.D. is the founder of The Layton Law Firm. He holds a B.A. in Journalism from The University of Maryland at College Park and a J.D. from Wake Forest University. He has been practicing law in Charlotte since 2000, where he lives with his wife Genevieve, a native of Concord, NC, and their two children who are students in the Charlotte Mecklenburg Schools system.

Whether the firm is handling a minor personal property matter or complex litigation, the focus is always on the client. The foundation of the firm’s success is and has always been caring for clients. This approach to practicing law is shared among every team member at the law firm, and together with effective representation, it is reflected in the endless list of long-standing successful relationships maintained with clients.

Contact Mr. Layton at 704.749.7747

What is Bankruptcy?

Bankruptcy is a legal process that provides individuals or businesses struggling with overwhelming debt with a way to seek financial relief by restructuring their finances or eliminating their debts. Through bankruptcy, individuals or businesses can address financial problems by either selling off assets to repay debts or developing a plan to repay creditors over time. A key aspect of bankruptcy is the automatic stay, which stops most collection actions and gives the debtor space to negotiate terms with creditors.

Ultimately, bankruptcy is a form of relief. This agreement between creditor and debtor provides the debtor with some control over the terms by granting certain rights under the federal bankruptcy code. These rights entitle the debtor to relief in exchange for openness and honesty about their financial situation. If there’s nothing to hide, there’s everything to gain – peace of mind, financial stability, and a bright future for the debtor and their family. Working with a bankruptcy lawyer in Charlotte, NC can help provide this relief.

featured Articles